*A Private Investor is a recipient of the information who meets all of the conditions set out below, the recipient:
Obtains access to the information in a personal capacity;
Is not required to be regulated or supervised by a body concerned with the regulation or supervision of investment or financial services;
Is not currently registered or qualified as a professional securities trader or investment adviser with any national or state exchange, regulatory authority, professional association or recognised professional body;
Does not currently act in any capacity as an investment adviser, whether or not they have at some time been qualified to do so;
Uses the information solely in relation to the management of their personal funds and not as a trader to the public or for the investment of corporate funds;
Does not distribute, republish or otherwise provide any information or derived works to any third party in any manner or use or process information or derived works for any commercial purposes.
Bank of Montreal provides personal, commercial, corporate and institutional financial services across Canada and in the United States of America. The company was established in 1817, making it Canada's oldest bank. Bank of Montreals operational headquarters moved to Toronto in 1977, while its legal head office remained in Montreal. The bank offers financial, investing, everyday banking, credit card and insurance products, as well as a full range of integrated commercial and capital market products and financial advisory services. The company is publicly listed on the Toronto Stock Exchange and the New York Stock Exchange.